Non-residents

Choosing Portugal is the beginning of a new chapter: one of sunshine, serenity, and opportunity.

AVRB Consulting supports non-resident clients through every step of their journey: from selecting a second home to managing the practical and fiscal aspects of life in Portugal. We act as your single point of contact — simplifying processes, saving time, and ensuring confidence at every stage.

More than consultancy, we offer presence, a professional and dedicated service that makes living or investing in Portugal a simple, safe, and genuinely pleasant experience.

Initial Guidance and Planning

Purpose: helping clients make informed decisions before purchasing a property in Portugal.
Services include:

Welcome and personalized consultation – understanding the client's motivations, lifestyle, and goals.
Presentation of regions and investment profiles – exploring the characteristics of each area (Algarve, Lisbon, North, interior) and its local context.
Pre-purchase financial and tax planning – simulation of costs and taxes (IMT, IMI, IRS, capital gains).
Consulting on residence and tax benefit regimes – Non-Habitual Resident (NHR), Golden Visa, among others.
Support in opening a Portuguese bank account and liaising with financial institutions.

Property Selection and Acquisition Support

Purpose: guiding clients to make secure, transparent, and well-informed property decisions.
Services include:

Assistance in selecting properties – coordination with trusted real estate agents and developers.
Preliminary documentation review and due diligence (in cooperation with lawyers or solicitors).
Coordination of visits and communication between all parties (client, promoter, legal representative).
Total cost simulation of acquisition and ongoing maintenance.
Advisory on mortgage options and related insurance.

Post-Purchase and Relocation Support

Purpose: ensuring a smooth and stress-free transition to life in Portugal.
Services include:

Setup of essential utilities and services: water, electricity, gas, internet, and telecommunications.
Assistance in hiring domestic or maintenance staff: cleaning, gardening, pool care, security, etc.
Advisory on home and liability insurance coverage.
Support in arranging local services: healthcare, education, or transport.
Personal concierge service – assistance with reservations, local logistics, and administrative tasks.

Ongoing Administrative and Tax Management

Purpose: maintaining compliance and peace of mind through continuous support.
Services include:

Regular tax advisory (in collaboration with certified accountants).
Assistance with annual obligations: property tax (IMI), income tax, insurance renewals, and service contracts.
Document management and secure digital filing.
Representation with public and private entities (Tax Authority, City Halls, service providers).
Contract renewal and data update support.